Natural Hazards Disclosure Reports If you’re a real estate investor, you know that due diligence is essential in any property transaction. One component of due diligence is seeking information about…

A Guide To The Real Estate Settlement Procedures Act and Truth in Lending Act A requirement for confidently navigating your real estate transactions and mortgage loans is understanding relevant real…

Home Sales Under Contract If you’re interested in real estate or buying your first home, you’ve most likely seen or used the term ‘under contract.’ Under contract is one of…

The Federal Costs Of Funds Index (COFI) What is the Federal Cost of Funds Index (COFI), and what impact does it have on real estate investors? In this article, we’ll…

A Guide To Co-Applicants Have you ever heard the term ‘co-applicant’ when applying for a loan? Investing in a home often requires significant capital and strong credit. If your credit…

Understanding Mortgages For Your First Home Buying your first home is as much of a challenging endeavor as it is a celebratory moment. There is much to consider, from choosing…

What To Know Before Starting Your Home Buying Journey Financing your first (or subsequent) property is a complex process. Understanding the key components of mortgage home loan applications, preapproval, and…

Loss Mitigation Few homeowners sign a mortgage loan agreement expecting to struggle with repayments down the line. However, this happens more commonly than you would think. When a homeowner encounters…

Workforce Housing What is workforce housing, and why is it necessary? America’s young professionals, public employees, and other middle-class workers have started to be referred to as the “missing middle”…

USDA and VA Loans Government-backed housing loans like USDA and VA loans are popular ways that may families buy their first homes. Their favorable interest rates and no down-payment requirement…