• Sun. May 19th, 2024

Jim Cirigliano

  • Home
  • Non-Qualifying Mortgages: Uses & List of Non-QM Lenders

Non-Qualifying Mortgages: Uses & List of Non-QM Lenders

TL;DR On Non-Qualifying or Non-QM Loans: Non-QM loans provide flexible financing options for real estate investors who do not qualify for traditional mortgages. Non-QM loans allow investors to secure financing…

NACA Loans: Can You House Hack with 0% Down Using the NACA Program?

The Neighborhood Assistance Corporation of America (NACA) is a nonprofit organization aimed at making homeownership affordable to underserved borrowers in lower-income communities. Its programs provide great perks like no down…

The Landlord’s Guide to Pet Deposits vs. Pet Rent vs. Pet Fees

I love animals. I have almost always had at least one pet in my home. Pets enrich our lives and provide unmatched companionship and unconditional love. Except for my cat,…

Umbrella Insurance for Rental Properties: What Landlords Need to Know

I have a theory that nobody likes insurance. Don’t get me wrong, it’s important and often required by law or by lenders. But insurance is just so psychologically unsatisfying. I…

6 Ways to Find Expired Real Estate Listings

In hot real estate markets, many properties listed for sale receive offers within hours or days of listing. When my wife and I were house hunting in 2022, we constantly…

Are There Free Skip Tracing Tools for Real Estate? Free & Paid Tools Compared

What is a skip tracer? It sounds like some kind of cool, futuristic sci-fi job — like a cyberpunk private eye who tracks people down through a network of intergalactic…

Can You Use a Business Loan to Buy Rental Properties?

When you need financing to buy a home, you look for a home loan. When you need financing for a small business, you might look for a business loan. But…

How to Transfer a Rental Property to an LLC

If you’re new to real estate investing—and especially as you grow your portfolio of rental properties—sooner or later you’ll be faced with a choice about how to structure your business.…

Rent Incentives on the Rise: 9 Ideas That Won’t Break the Bank

It’s hard to make sense of the real estate market right now. The rising interest rates that began in 2022 have made mortgages more expensive. And yet home prices in…

Cost Segregation Study: How to Take Accelerated Depreciation on Rental Properties

News flash for property owners: things break. That new roof you’re putting on your rental property? It might keep the elements out now, but give it a couple decades and…