A Guide To The Real Estate Settlement Procedures Act and Truth in Lending Act A requirement for confidently navigating your real estate transactions and mortgage loans is understanding relevant real…

The Federal Costs Of Funds Index (COFI) What is the Federal Cost of Funds Index (COFI), and what impact does it have on real estate investors? In this article, we’ll…

FHA Loans FHA loans are a common way that many low- and middle-income families buy their first homes. From credit scores to mortgage insurance, the type of loan you ultimately…

Equity in Real Estate Investments What is real estate equity? If you’re delving into real estate, understanding equity is crucial. This article breaks down the core concepts, helping you calculate…

The Equal Credit Opportunity Act If you’re a landlord, understanding fair lending laws like the Equal Credit Opportunity Act (ECOA) impacts your success in funding your real estate endeavors. Often…

Encroachment Boundary disputes are common among neighboring property owners. Disputes that involve unlawful intrusion or unauthorized structures extending into your land or crossing the property lines are known as encroachment.…

What Does Earnest Money Mean When Closing on a House? What does earnest money mean? As a buyer looking for optimal real estate transactions, it’s critical to do everything you…

Promissory Notes And Deeds Of Reconveyance Financing is one of the largest hurdles real estate investors face when buying properties. When it comes to securing a mortgage, lenders are clear…

Your DTI Ratio Your debt-to-income ratio can affect your ability to secure a mortgage for your dream home. Understanding this critical financial metric can make or break your loan approval.…

A Guide To HOA CC&Rs Are you moving into an HOA-governed neighborhood? Before you settle in, it’s crucial to grasp the significance of homeowner’s association CC&Rs (covenants conditions restrictions). These…