Escrow and Per Diem The real estate financing process can be full of pitfalls for new investors. One concept that new investors and homeowners are generally unprepared for is escrow.…

A Guide To Closing Costs Amongst all the other costs of buying a new property, closing costs may seem inconsequential. However, to underestimate closing costs would be a mistake. These…

Equity in Real Estate Investments What is real estate equity? If you’re delving into real estate, understanding equity is crucial. This article breaks down the core concepts, helping you calculate…

The Equal Credit Opportunity Act If you’re a landlord, understanding fair lending laws like the Equal Credit Opportunity Act (ECOA) impacts your success in funding your real estate endeavors. Often…

Definition And Types Of Easements Easements grant specific access rights to parts of a property. Many homeowners and real estate investors will encounter a property easement at some point during…

Real Estate Transaction Representation Options Real estate transactions can be complex, which is why buyers and sellers are usually represented by knowledgeable agents. However, there are several different roles that…

Your DTI Ratio Your debt-to-income ratio can affect your ability to secure a mortgage for your dream home. Understanding this critical financial metric can make or break your loan approval.…

A Guide To HOA CC&Rs Are you moving into an HOA-governed neighborhood? Before you settle in, it’s crucial to grasp the significance of homeowner’s association CC&Rs (covenants conditions restrictions). These…

A Borrower’s Guide To Buydown Mortgages Real estate buyers have a variety of options when it comes to financing. Between fixed-rate, adjustable-rate, bridge, balloon, assumable, and other types of loans,…

What Is The Right Property Type For You? Are you thinking about diving into real estate investments and exploring various property options? From charming brownstones to convenient condominiums, versatile duplexes,…