Second Mortgage Loans If you’re thinking about tapping into your home’s equity for financial needs, a second mortgage might be on your radar. Second mortgages allow you to borrow against…

A Homeowner’s Guide To Homeowner’s Insurance If you’re a new homeowner, you may be wondering how to navigate the space of homeowner’s insurance (HOI). With so many options for policies…

What To Know About A Good Faith Estimate (GFE) Reverse mortgages present an opportunity for senior homeowners to tap into the home equity they’ve built in their properties over the…

Land Lease Agreements In a typical homebuying scenario, the buyer purchases both the home and the land that the home sits on. Many purchasers consider the land and the house…

Functional Obsolescence in Real Estate Can you recognize a property with “good bones”? If so, then you’re likely familiar with the term functional obsolescence. Functional obsolescence refers to fundamental problems…

FHA Loans FHA loans are a common way that many low- and middle-income families buy their first homes. From credit scores to mortgage insurance, the type of loan you ultimately…

Fannie Mae and Freddie Mac Fannie Mae and Freddie Mac play a central role in mortgage lending in the U.S. These government-sponsored enterprises have been the foundation of the U.S.…

What To Know About Fair Market Value If you want to grasp the true worth of your home and how it impacts your financial choices, understanding and obtaining an accurate…

Is An Exclusive Listing Worth It? Exclusive listing agreements give a single real estate agent/brokerage the sole right to sell your property. This arrangement can be a great representation structure…

Estoppel Certificates Estoppel certificates can offer landlords security and peace of mind when changes take place in leasing or financing. They confirm lease details, rent payments, and potential claims, especially…