Active Real Estate Investing
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rental property mortgage
Spark Blog
Mortgage and Rental Income: How to Finance Rental Properties When You’re Self-Employed
Financing real estate investments can be tricky when you’re self-employed. Lenders look for consistent income, which is harder to show without a W-2. But getting a mortgage is very doable…
10 Ways to Start Flipping Houses With No Money Down
Cash is the most significant barrier to entry for most new real estate investors. Even when you borrow 80% of a home’s purchase price, that still leaves you coming up…
Active Real Estate Investing
Creative Financing
hard money
hard money lender
hard money loan fees
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hard money loan rates
hard money loan requirements
hard money loans
private money
private money loan
Spark Blog
Hard Money Vs Private Money Loans For Real Estate
What’s the difference between hard money and private money loans? Real estate investors sometimes use these terms interchangeably. Many hard money lenders are private lenders, and vice versa, making the…
Active Real Estate Investing
Creative Financing
down payment
down payment on a rental property
down payment on an investment property
Fannie Mae
freddie mac
rental property loan
Spark Blog
A 3%-Down Rental Property Loan? How to Use Fannie & Freddie Loans for Investing
A few years back, Fannie Mae and its brother lender Freddie Mac launched loan programs called HomeReady and Home Possible, respectively. Their purpose? To compete with the 3.5% down FHA…
Active Real Estate Investing
invest in real estate with an IRA
IRA real estate investing
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Personal Finance
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SDIRA
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Spark Blog
Tax Tips for Real Estate
How to Invest in Real Estate with a Self-Directed IRA: Case Study
Ever wish you could invest in real estate tax-free through your retirement accounts? You can. And it’s not hard, either. Look no further than Martha’s story retiring to Europe with…
529 plan
Active Real Estate Investing
college savings
college tuition
passive real estate investing
Personal Finance
rental income for tuition
saving for college
Spark Blog
tuition hacking
tuition hacks
How to Pay for College with Real Estate Investments
The average cost of tuition for the 2023-2024 school year was $42,162 for private colleges. Ouch. Public tuition in-state universities clocked in at $10,662, and out-of-state at $23,630. Multiply that…
Should You Ever Invest in Properties with Negative Cash Flow?
Conventional wisdom should be questioned. At one time, conventional wisdom held that the sun revolved around the earth. And that the earth was flat, and that smoking was completely safe.…
Active Real Estate Investing
Creative Financing
how simple interest amortization works
Personal Finance
refinance investment properties
refinance landlord
refinance landlord loan
refinance rental properties
Spark Blog
When Should Landlords Refinance a Rental Property Loan?
Mortgage brokers love to tell you they can lower your mortgage payment by refinancing your rental property. Sometimes they actually can. But is it worth refinancing, even then? Before rushing…
13 Hidden Benefits of a High Savings Rate & the FIRE Lifestyle
Whenever bad economic news dominates the headlines, pundits love to declare “The FIRE movement is dead, long live the FIRE movement!” They shouted it during the pandemic, during the stock…
finance hacks
financial hacks
FIRE
Fun & Travel
money cheat codes
money hacks
Personal Finance
Spark Blog
12 “Cheat Codes” in the Game of Building Wealth & Creating Your Ideal Life
Ever wish you could punch in a cheat code for the game of life? Build wealth and passive income streams faster? Live your ideal lifestyle without putting in decades of…